Pre-Purchase Housing | CredAbility.org

Buy the House I Love or Love the House I Can Afford

This course will instruct you on how to determine your price range before shopping for a home, understand the additional costs to include when purchasing a home, and determine what your budget is for all your housing costs.

Buy The House I Love or The House I Can Afford

This course will instruct you on how to determine your price range before shopping for a home. Understand the additional costs to include when purchasing a home and determine what your budget is for all your housing costs.

4:09 min

Buying a First Home

Listen as our CredAbilityU experts answer the question financial tips on is now the right time to buy a house?

3:57 min

Buying Insurance

Listen as our CredAbilityU experts discuss financial tips on how to unravel the mystery of buying insurance.

Common Foreclosure Prevention Workout Options

Before you decide to make the largest investment of your life, we will guide you through essential tips for the homebuying process—including HUD homes, real estate brokers lenders, loans and closing.

Conquering Credit Challenges

Each of us has a responsibility to manage spending. You will learn how to get the right reports from credit bureaus, interpret your credit report, understand the costs of using credit and work with your creditors.

Fair Credit Reporting

In this article, you will find out how to get free copies of your credit report, while ensuring its accuracy, privacy and your rights under federal law.

Fair Debt Collection

If you are behind on paying credit cards, personal loans or a home mortgage, this article will explain the laws governing debt collection, so you will know how to be treated fairly, honestly and legally.

Fighting Back Scams Part I

Taken from our Fighting Back Senior Scams class, Avoiding Scams Part I will address how to recognize consumer fraud schemes, detect and prevent identity theft, and identify mortgage-related abuses.

Fighting Back Scams Part II

Taken from our Fighting Back Senior Scams class, Avoiding Scams Part II will address a variety of insurance choices and examine estate planning, among other financial issues.

Fully Covered

Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.

Fully Covered

Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.

3:00 min

Identity Theft

Listen as our CredAbilityU experts discuss financial tips on ways to avoid a very expensive and troubling worldwide crime called Identity theft.

Identity Theft

Learn the necessary steps to protect your information and avoid the common mistakes that allow someone to take your identity. This course will help you understand what you must do if you are a victim of identity theft.

Identity Theft

Learn the necessary steps that you need to take to protect your information and avoid the common mistakes that allow the thieves to take your identity. Learn also what you have to do if you are already a victim of identity theft.

3:51 min

Importance of Saving

Listen as our CredAbilityU experts discuss the importance of saving and tips to keep you on track

Know the Score: Understanding and Improving Your Credit Score

We will explore the importance of a credit score and how it can affect your financial life. You will learn the five critical factors that determine your number, how to deal with errors and tips that may help you increase your score.

4:04 min

Making a Five Year Plan

Listen as our CredAbilityU experts discuss financial tips on making a five year plan and more importantly how and why you should do it.

3:49 min

New Resources on CredAbilityU

Listen as our CredAbilityU experts discuss a variety of free resources that can assist you with your personal financial goals.

Play Your Way to Financial Freedom

Play Your Way To Financial Freedom teaches you how to use educational games to help your family change the way they think about money and credit cards. You will learn how to play the new Beat Debt board game and Paid Off card game (for in-person only; games sold separately).

Rent or Own?

How to decide which housing option is right for you.

Should I refinance?

This course will help you gain a better understanding of mortgage refinancing and whether or not it is the right financial move you.

Understanding Your Credit Score

This article will give you a clear explanation of a credit score and how managing your finances will determine your costs to borrow money, plus valuable resources to help you learn more.

Understanding Your Net Worth

Determining your net worth is as important as knowing how much you owe. This article will help you understand the value of your assets and your liabilities in dealing with financial challenges.

We have the essentials to help you buy your first home.

This paid course of pre-purchase education and counseling can help you become a successful homeowner and fulfill the requirements of many existing down payment assistance programs.

What is the Best Mortgage Loan for Me?

The purpose of this course is to familiarize you with the loan pre-qualification and pre-approval process of home buying. You will also learn about the various mortgage options you can choose from. In addition, you will learn about the underwriting and loan decision process.

What's The Best Mortgage Loan For Me

This course will instruct you on the loan pre-qualification/pre-approval process. Learn about the available mortgage options and the underwriting and loan decision process.

Where Do I Want to Be in 5 Years?

The purpose of this webinar is to help you identify and commit to goals that inspire you to make the right choices. You will learn to start with your ending goal in mind, write down your goals and adjust your goals as necessary.

Where Do I Want to Be in 5 Years?

This webinar will help you identify and commit to goals that inspire you to make the right choices. You'll also learn to adjust goals as necessary.

Who’s On My Home Buying Team?

This course will instruct you on who you need to have on your home buying team. What their roles are and how they will help you achieve your goal of buying a home.

Who’s On My Home Buying Team?

This webinar will instruct you on who you need to have on your home buying team. What their roles are and how they will help you achieve your goal of buying a home.

CredAbilityU - Housing Pre-Purchase

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